Cash crypto exchange

A cash exchange is when crypto is swapped for physical cash in an exchanger's office (or vice versa). This format is chosen for privacy and the absence of bank limits, but it has its own rules and risks.

How a deal goes

1. Pick an exchanger with a cash direction in your city and currency.
2. Agree on the rate, amount and visit time; the amount is often reserved.
3. In the office you check the calculation, send the crypto and receive cash (or the reverse).

What to look for

• Rating and history of the exchanger in the monitor — how to choose, see 7 signs of a reliable exchanger.
• Reserve for the cash direction in the needed city.
• Rate and fee — the cash rate usually differs from the online one.
• Address and meeting format — an office only, not a "street meeting".

Risks and safety

• A large cash amount is a transport risk; plan the logistics.
• Work only with an office from the monitor, with a rating and reviews.
• For incoming crypto an AML check makes sense.
• Don't share unnecessary data and don't do the operation outside the office.

When people choose a cash exchange

• No wish or ability to use a card / instant payment.
• Privacy of the operation is needed.
• A large amount that is inconvenient to move through a bank.

For a cashless payout to rubles there is a separate guide: how to exchange USDT to rubles and what SBP is.

In short

• Cash exchange — crypto ↔ cash in an exchanger's office.
• Choose an office with a rating and reserve; verify the rate and address.
• Plan safety for large amounts.

Cash directions and rates — in the directory.